Geoff is a Managing Director and Sector Leader for the U.S. Public Finance (USPF) Group. In this capacity, he is responsible for improving transparency and external understanding in S&P ratings and the rating process. Currently, his focus is on sharing information to the broader capital markets in relation to S&P’s approach in gauging credit risk of direct purchase bank loans, pension and OPEB assessments and distressed municipalities. Prior to joining Standard & Poor’s, Geoff served as the CFO, treasurer & collector for the City of Gloucester, Mass. In addition, he spent three years as the Administrative Officer for the City of North Adams, Mass. Geoff served on the board of governors of the National Federation of Municipal Analysts (NFMA) from 2009-2014, and was the co-chair for the 2012 and 2013 NFMA Annual Conferences. Geoff also served on his town’s Finance Committee from 2008-2015. Geoff holds both a B.A. in Political Science and an M.P.A from the University of Massachusetts at Amherst.